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Post dating a cheque

This could potentially incur you charges and cause inconvenience to the recipient.

If you want to make a person-to-person payment on a particular future date it may be preferable to set up a standing order or one-off automated payment using online, mobile or phone banking services.

That bank makes sure that the cheque is legitimate and there are enough funds in the cheque-writer’s account to cover the cheque, and then sends the funds to your bank.

But I also can't imagine there is a person that manually reads every check that comes in, looking at the date. If no, how does the bank verify the date, or do they not?

If the drawer had good intention at the time of writing the cheque i.e.

he has enough credit to pay the cheque but when the cheque became due he could not cover it due to insolvency that he didn't expect at the time of writing the cheque, would he be criminally liable in this case?

No specific country, I'm interested in hearing how ANY country's bank handles this.

While there's probably not one single rule, I've had a case where depositing a check failed (through my phone) because I deposited it a day before the date written on it (and it failed because of that).

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Different banks have different policies, but the majority of banks discourage the practice of post-dating cheques.

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